Wednesday, April 24, 2013

“Do You Take My Insurance?”
Doylestown Chiropractor Health Insurance
This is one of the first questions that is usually asked when a new patient calls our office says Dr. Jeff McQuaite, a chiropractor in Doylestown.  To be honest, this is not as easy to answer as you would think.  While we work with most major insurances, there are so many different plans out there, and so many different policies within those plans, it is very difficult to say immediately.
While most patients think that their “health” insurance helps them to get healthy, most are surprised by how little their policy actually covers in the way of health and wellness.  I feel that the term “health insurance” is actually a misnomer.  What I feel that most people have and what I see in my practice is that most people have “sick” or “catastrophic” insurance, where God forbid you need surgery or are admitted to the hospital, instead of a $100,000 bill, you will have a $10,000 bill.

We routinely see patients who think that they have “good” insurance that covers everything.  To be honest, most “good’ insurance plans these days have $40, $50, or even $75 co-pays in addition to those that have several thousand dollars of “in-network” deductibles!  With these high copays and deductibles, while you may technically have chiropractic coverage, there may actually be NO re-imbursement from the insurance carrier to the doctor.
So to answer the question, “Do you take my insurance?”  The answer is yes, but…..!  What we do at our office that is different than most offices in the area is that your first visit is $69, which includes an exam, 2-xrays, treatment and your second visit.  On that first visit, we will submit your insurance card to our billing company and on the second visit, we will go over your policy and everything that may or may not be covered.  At that time, we will decide what is in your best interests before we proceed.  If you have these high co-pays, high deductibles or even no insurance, you will be surprised how reasonable are fees our, usually no more than $40 a visit and at times considerably less!
If you would like more information or would like to make an appointment, please call our office today and someone from my team will be more than happy to help you.
Azzatori Chiropractic-Doylestown
295 Logan Street
Doylestown, PA 18901

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